Really would like some advice.
Because of some major life changes this year (having to deal with a changing jobs and moving country) my wallet is a little on the light side.
I'm doing my best to make it back to family for Christmas, but finding that the travel costs are really eating into what little funds I have.
Some have you may have seen a post/quote doing the rounds on social media saying something along the lines of:
"Don't go into debt showing people that you love them".
But I feel like if I skimp on presents I'm being a real Scrooge. But at the same time, I can't see how going deeper into my credit cards is going to help my situation, indeed I'm worried it'll only make things worse.
Family say that they'll just be happy that I'm home. I've told them that I don't want anything as I won't be able to get them presents. But still feel bad, and wonder if they're secretly upset.
What's making it worse is that I wasn't able to spend much on presents last year either because of circumstances (was made redundant) :'(
Should I bite the bullet and buy what I can on credit card, or should I continue to make ensure I don't slip further into debt and keep presents small and light this year?
Because of some major life changes this year (having to deal with a changing jobs and moving country) my wallet is a little on the light side.
I'm doing my best to make it back to family for Christmas, but finding that the travel costs are really eating into what little funds I have.
Some have you may have seen a post/quote doing the rounds on social media saying something along the lines of:
"Don't go into debt showing people that you love them".
But I feel like if I skimp on presents I'm being a real Scrooge. But at the same time, I can't see how going deeper into my credit cards is going to help my situation, indeed I'm worried it'll only make things worse.
Family say that they'll just be happy that I'm home. I've told them that I don't want anything as I won't be able to get them presents. But still feel bad, and wonder if they're secretly upset.
What's making it worse is that I wasn't able to spend much on presents last year either because of circumstances (was made redundant) :'(
Should I bite the bullet and buy what I can on credit card, or should I continue to make ensure I don't slip further into debt and keep presents small and light this year?