With Labor Day weekend approaching it is inevitable that my heart turns to Christmas. I’m so done with summer. And Halloween does nothing for me. Zip. I love Thanksgiving but I consider it a part of Christmas. That’s just how I roll. So it is only natural for me to have Christmas on the brain right now. Before I spend a penny, before I make a plan, before I lick a stamp, hang a stocking or string a light: there are some things I must promise myself NOT to do this Christmas. Like New Year’s resolutions these are the big bad no-no’s for me this year: 1. I will NOT just buy Christmas presents. This has to be #1. I’m long past caring what I spend on Christmas (or anything else for that matter). Middle age does that to you. When you’re young, you’re broke. When you have kids, you’re still broke but you go frugal because, doggone it, you’ve got to be an example. When you realize you one day want to retire — and this hits you at about age 33 — you worry about “saving”. Then you hit 50. And you conclude you could get hit by [...]
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