Now is the time to start buying gift cards and storing them for Christmas. DH gets gift cards to the local big hardware shop and I normally get him about $250. Mum gets him about $100. Gives him plenty of money to buy bits and pieces for the farm. Need to get a few more each time I am there, at this stage I only have a $50 one. Supermarket rewards are up to $30 hoping to hit $40 in the next few weeks. You get $10 for every 2000 points and I think I am up to 900 or so.