Hello, Hard to believe it's almost that time of year again. That's right, time to pick a plan. (Well, unless you're planning on doing the 6-week Christmas Countdown - then you've got a bit of time.) I'm just curious which plan everyone is planning to use....or if you're going to follow one at all. It's nice to know that there are others doing the same one. Which is the most popular plan at this point? Please weigh in: Which Plan will you be following this year?