I have already told all of the friends I exchange with that this is absolutely the last year! We are all getting close to retirement or have retired, and are on more of a fixed income. And you know what? Everyone was ok with it. I love to give, but one of these days, I will have to stop. I've also told my kids this is the last big Christmas and that next year I will focus more on the DGC.
Mel, you did the right thing. Giving shouldn't stress you out. And if your Sis doesn't like it, that is HER problem, not your's. And who knows? She may be just as relieved as YOU are!