We save change but we didn't use it this year because it's such a pain to cash in. LOL What's funny is that we've planned for everything else except Christmas. We made each of the kids their own savings account to save their money in, we have a savings account, DH started putting money straight from his paycheck into a Thrift Savings Plan through the Army (starts this month) and he wants both of us to also get an allowance every week to save for ourselves. However, nowhere in there did we plan to put anything aside for Christmas. I mentioned it and he said he didn't think we needed to. We don't normally struggle with anything but it would be nice to save it anyway especially for that. We'll see how much we have left every month after all this other saving going on and maybe i'll start doing it on my own.