2013 Savings for Christmas - do it now!

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aggy

Santa's Elves
Oct 11, 2007
3,733
24
38
Baltimore, Maryland
Just had a thought. Twice a year state employees here in Maryland receive a few extra dollars in their pay because no health deductions are taken out (medical, dental, prescription). I can take that extra money and add it to my savings, so long as it's not a time when I'm strapped for cash. I see about $75 when no deductions are taken out. Every little bit helps.
 

JennyMariePhoto

Retire Member
Nov 30, 2012
60
0
0
60
So far I have $10 on a Walmart card and a ton of change in the big jar on my desk, so well on my way to saving for Christmas
 

Woman

Retire Member
Oct 14, 2007
176
1
18
83
Fallsington, Pa
2013 Christmas Savings

I am also doing the 52 week plan-it is so easy to do-in fact I am doing two of them-not sure I can do two of them all year long but thought I'd do one in my husband's name and one in my name-if it works out will be great because I spent a lot for Christmas this year and we will be retiring in a couple of years so we need to learn how to cut back.

Woman



:rudolph:
 

Christmaslvr

Active Member
Premiere Member
Oct 18, 2007
875
69
28
61
Sebastian, FL
Well, I did it...I started having $20 a bi-weekly paycheck go into one of my ING accounts via direct deposit. It's not much, bur right now it's all I can swing, especially since I just started 401k here and their stock purchase program. I'm hoping to add to it when I can but at least it will help when it comes time to buy gifts!
 

Christmaslvr

Active Member
Premiere Member
Oct 18, 2007
875
69
28
61
Sebastian, FL
You will be pleasantly surprised at how fast $20 grows.

YES! If I don't add any more to it, I'll still have $440-$460 for Christmas. Not bad as we only buy for each other, my mom and our (grown) kids (4). But I do plan on adding more, so next Christmas will be much better than last!
 

housewife2

Well-Known Member
Premiere Member
Aug 3, 2008
4,320
3,042
113
72
va
just filed my taxes yesterday so will add to my savings when it comes.
 

AnnieClaus

Well-Known Member
Premiere Member
Nov 6, 2007
8,746
2,606
113
54
Southern Arizona
2 paychecks into the new year- and my Christmas Club already has $100.00!!

Great job everyone!

Annie
 

sweetpumkinpye

Well-Known Member
Premiere Member
Apr 23, 2008
14,211
12,692
113
57
Canberra, Australia
What terrific savings are happening. I added up what was in a tin today and had over 40.00 so I was happy with that
 

ChristmasPir8

Well-Known Member
Premiere Member
Nov 8, 2008
6,859
991
113
La La Land
I am kind of splitting my money. I have a box for vacation and one for Christmas. I have been randomly getting cash out when I shop and putting it into my Christmas fun, Kohls checks are starting to go to vacation fund. I have the 52 week challenge but have not stuck with the specific numbers. I am adding each week what I have so technically right now I am a head but it will eventually even out and at that point I need to start adding more or somthing like that.
 

Ahorsesoul

Moderator
Premiere Member
Oct 13, 2007
14,210
3,302
113
In front of my computer
Yes, it is time again to put something into your savings for Christmas. Think this message has come up often? Just think how fast it will be time to do your Christmas shopping.
 

Cindylouwho

Well-Known Member
Premiere Member
Nov 4, 2007
1,259
307
83
Found some unused gift cards in a drawer last week and thought to myself "I wonder how many other cards I have buried" so I went on a search. And uncovered more! From years back! They aren't huge but they do add up.

I think I'm going to find a a little Christmas decorated box (as opposed to my current paper envelope) and put them all in there so I will have those in addition to my Christmas account. Then I will also keep in mind what stores I should be shopping at as I work on my gift list.
 

missjane

Well-Known Member
Premiere Member
Oct 13, 2007
8,009
3,699
113
Louisiana
Put some money in the Christmas Club account at the bank today!
 

sweetpumkinpye

Well-Known Member
Premiere Member
Apr 23, 2008
14,211
12,692
113
57
Canberra, Australia
I went through the house and found all the loose change I could and put it in my money box. It all adds up.