2013 Savings for Christmas - do it now!

Discussion in 'Year Round Prep: Month by Month' started by missjane, Jan 4, 2013.

  1. aggy

    aggy Santa's Elves

    Just had a thought. Twice a year state employees here in Maryland receive a few extra dollars in their pay because no health deductions are taken out (medical, dental, prescription). I can take that extra money and add it to my savings, so long as it's not a time when I'm strapped for cash. I see about $75 when no deductions are taken out. Every little bit helps.
     
  2. cmerth

    cmerth Well-Known Member

    I want to start a mason jar and decorate it for Christmas. I will put all the other money I find doing laundry and fill up the jar. I want to use the money to do something fun with my guys for Christmas-- dinner out, new table game....
     
  3. JennyMariePhoto

    JennyMariePhoto New Member

    So far I have $10 on a Walmart card and a ton of change in the big jar on my desk, so well on my way to saving for Christmas
     
  4. Woman

    Woman Member

    2013 Christmas Savings

    I am also doing the 52 week plan-it is so easy to do-in fact I am doing two of them-not sure I can do two of them all year long but thought I'd do one in my husband's name and one in my name-if it works out will be great because I spent a lot for Christmas this year and we will be retiring in a couple of years so we need to learn how to cut back.

    Woman



    :rudolph:
     
  5. Ahorsesoul

    Ahorsesoul Santa's Elves

    Wow, lots of savings going on in our group. Hope some others join in too.
     
  6. Christmaslvr

    Christmaslvr Active Member

    Well, I did it...I started having $20 a bi-weekly paycheck go into one of my ING accounts via direct deposit. It's not much, bur right now it's all I can swing, especially since I just started 401k here and their stock purchase program. I'm hoping to add to it when I can but at least it will help when it comes time to buy gifts!
     
  7. Ahorsesoul

    Ahorsesoul Santa's Elves

    You will be pleasantly surprised at how fast $20 grows.
     
  8. Christmaslvr

    Christmaslvr Active Member

    YES! If I don't add any more to it, I'll still have $440-$460 for Christmas. Not bad as we only buy for each other, my mom and our (grown) kids (4). But I do plan on adding more, so next Christmas will be much better than last!
     
  9. housewife2

    housewife2 Well-Known Member

    just filed my taxes yesterday so will add to my savings when it comes.
     
  10. Ahorsesoul

    Ahorsesoul Santa's Elves

    Get job getting your taxes done.
     
  11. AnnieClaus

    AnnieClaus Active Member

    2 paychecks into the new year- and my Christmas Club already has $100.00!!

    Great job everyone!

    Annie
     
  12. sweetpumkinpye

    sweetpumkinpye Well-Known Member

    What terrific savings are happening. I added up what was in a tin today and had over 40.00 so I was happy with that
     
  13. Christmaslvr

    Christmaslvr Active Member

    Excellent!!
     
  14. piratemamaof3boys

    piratemamaof3boys Well-Known Member

    I am kind of splitting my money. I have a box for vacation and one for Christmas. I have been randomly getting cash out when I shop and putting it into my Christmas fun, Kohls checks are starting to go to vacation fund. I have the 52 week challenge but have not stuck with the specific numbers. I am adding each week what I have so technically right now I am a head but it will eventually even out and at that point I need to start adding more or somthing like that.
     
  15. Ahorsesoul

    Ahorsesoul Santa's Elves

    Yes, it is time again to put something into your savings for Christmas. Think this message has come up often? Just think how fast it will be time to do your Christmas shopping.
     
  16. Cindylouwho

    Cindylouwho Well-Known Member

    Found some unused gift cards in a drawer last week and thought to myself "I wonder how many other cards I have buried" so I went on a search. And uncovered more! From years back! They aren't huge but they do add up.

    I think I'm going to find a a little Christmas decorated box (as opposed to my current paper envelope) and put them all in there so I will have those in addition to my Christmas account. Then I will also keep in mind what stores I should be shopping at as I work on my gift list.
     
  17. missjane

    missjane Well-Known Member

    Put some money in the Christmas Club account at the bank today!
     
  18. Ahorsesoul

    Ahorsesoul Santa's Elves

    Nice job CindyLou and MissJane.
     
  19. sweetpumkinpye

    sweetpumkinpye Well-Known Member

    I went through the house and found all the loose change I could and put it in my money box. It all adds up.
     
  20. housewife2

    housewife2 Well-Known Member

    added to mine today
     

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